Dental, Vision & Hearing Finder
Dental · Vision · Hearing Finder
Step 1 of 8

What are you looking for?

Pick the one that best describes what you need help with.

Where do you live?

Plans are different in every state, and your age affects your price.

We ask so we only show you options that are actually available to you.

What matters most to you?

There are two different ways to lower what you pay.

The difference, in plain words

Insurance — you pay a monthly premium, and the plan may pay part of the bill for covered care, based on the policy.

Savings program — you pay for your own care, but participating providers charge you a lower, agreed-upon price.

Neither one is better for everyone. It depends on what you need.

Do you already know you need dental work?

Be honest here. It changes what actually makes sense for you.

Who needs the braces?

Orthodontic benefits work very differently for kids and adults.

How soon do you expect to use this?

Some plans start paying right away. Others make you wait.

One important thing about dental insurance

This one word trips up almost everybody. Two minutes here will save you money.

Health insurance
Maximum Out-of-Pocket
The most you may have to pay for covered in-network care in a year, based on the plan's rules.
Dental insurance
Annual Maximum Benefit
The most the plan will pay toward your covered dental care in a year.

So what does a "$3,000 maximum" mean?

It does not mean you can only spend $3,000.

It generally means the plan will pay no more than $3,000 in covered benefits that year — and that's before copays, coinsurance, and what the policy does and doesn't cover.

Once the plan hits its annual maximum, anything more that year is yours to pay.

Why this matters: a $5,000 maximum can be worth a lot more than a $1,500 maximum if you expect major dental work. The cheaper premium isn't always the cheaper year.

Want a plan with no maximum at all?

Almost every dental plan stops paying partway through the year. Our top plan doesn't have an annual maximum — you pay a set copay per procedure, and the plan keeps paying.

It's built for people who want major work covered without a ceiling.

So which sounds more like you?

Already have a treatment plan from your dentist?

If you're holding a written estimate, we can do something for you that a website can't.

If your dentist gave you a written estimate with procedure codes, our team may be able to review those codes with the insurance company before you enroll — so you can better understand how the proposed services may be treated under the plan.

Do you have a dentist or eye doctor you want to keep?

Who needs this?

Do you already have dental, vision or hearing benefits?

A lot of people think they do and don't. Read this before you answer.

Where to look

A health plan from the Marketplace (ACA). Most of these include pediatric dental only. If you're an adult, that benefit isn't for you — you'd need separate coverage.

Medicare. Basic Medicare doesn't cover routine dental, vision or hearing at all. Some Medicare Advantage plans add a limited amount. Check your plan's benefit summary.

VA benefits. Most veterans don't have dental or vision coverage through the VA. Eligibility is narrow, and a service-connected rating for something else usually doesn't include it.

A job or a spouse's job. This is the one that's most often real. Check your benefit summary for an annual maximum and a waiting period.

We can stop here if you want

You said everyday savings matter most. Here's what our signature savings program includes.

What you get

Dental — 20% to 50% off most procedures, including crowns, root canals and dentures. 20% off braces and retainers, for kids and adults.

Vision — 20% to 40% off exams, glasses and contacts through EyeMed.

Hearing — 30% to 60% off hearing aids at more than 7,000 providers.

Prescriptions — 15% to 80% off generics, 15% to 25% off brand names, at over 60,000 pharmacies.

Telemedicine — unlimited doctor visits by phone or video, 24/7, at no cost to you.

Talk therapy — unlimited access to licensed mental health professionals. A $40 consult fee applies.

$19.99/month for just you, or $29.99/month for your family. One-time $20 activation fee. No waiting periods — you use it right away, any time of year.

Where should we send your results?

We'll show them on the next screen and email you a copy.